We understand the whole picture
Before researching mortgages, we take time to understand your income, deposit or equity, existing commitments and future plans.
Personal mortgage advice for Havant
Mortgage Broker in Havant, Built on Trust
Buying your first home, moving, remortgaging or investing? Get clear, personal advice from a family-run mortgage brokerage serving Havant from our nearby Cowplain office. You’ll deal with a real adviser who listens, explains your options and supports you throughout the process.
- FCA-authorised mortgage advice
- Unrestricted range of lenders
- Appointments in person, by phone or online
Your initial consultation is free and carries no obligation.
Havant property snapshot
Useful numbers when planning a move in Havant
Local property prices can help you estimate the deposit and borrowing you may need before you begin viewing homes. The latest official figures provide a useful starting point, although your own mortgage options will depend on your income, commitments and circumstances.
£315,000
Average Havant Borough house price
£258,000
Average price paid by first-time buyers
£267,000
Average terraced property price
£162,000
Average flat or maisonette price
Source: Office for National Statistics. May 2026 provisional figures, published 22 July 2026. These figures cover Havant local authority—the wider borough—not Havant town alone.
Three useful checks before making an offer
Looking beyond the headline purchase price can help prevent avoidable surprises later in the mortgage process.
- 01
Work backwards from your deposit
Against the current £258,000 first-time buyer average, a 5% deposit would be approximately £12,900 and a 10% deposit approximately £25,800, before legal, survey and moving costs. Product availability and deposit requirements will depend on your circumstances. You can also explore our mortgage calculators.
- 02
Check leasehold costs early
If you’re considering a flat or maisonette, ask for the remaining lease term, service charge and any planned major works. These costs may affect affordability and which lenders will consider the property.
- 03
Consider insurance in coastal areas
For homes near Langstone and other coastal parts of the borough, check the property’s long-term flood risk and likely buildings insurance position early. The government provides a long-term flood-risk checker.
Meet your local team
The people behind your Havant mortgage advice
You’ll be supported by real people who understand your circumstances, explain your options clearly and remain available as your application progresses.
Director & Mortgage Adviser
Scott Skinner
Scott founded Astute Mortgages and advises first-time buyers, home movers, remortgage clients and self-employed applicants. His approach is straightforward and personal, with a focus on building lasting client relationships.
Mortgage Adviser
Angela “Angie” Skinner
Angie has many years of experience within the mortgage and protection industry. She is known for her friendly, reassuring approach and for explaining each stage in a way that feels clear and manageable.
Operations & Compliance Manager
Billy Clay
Billy supports the administration and progress of client cases, helping to keep applications organised and customers informed. His attention to detail supports a smoother experience for clients and advisers.
